NPS Calculator

Estimate your NPS retirement corpus and monthly pension amount.

๐ŸŽฏ
NPS Calculator
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yrs
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Minimum 40% must be used to buy annuity
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Total NPS Corpus at 60
โ‚น0
Lumpsum (Withdrawal)
โ‚น0
Annuity Amount
โ‚น0
Monthly Pension
โ‚น0
Total Invested
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๐Ÿ“ขAdvertisement300ร—250

๐Ÿ’ก NPS Tax Benefits

  • Deduction u/s 80CCD(1): Up to 10% of salary
  • Additional โ‚น50,000 u/s 80CCD(1B)
  • Employer contribution: Up to 14% (govt) / 10% (private)
  • 60% lump sum withdrawal at 60 is tax-free

National Pension System (NPS)

NPS is a government-sponsored pension scheme regulated by PFRDA. It builds a retirement corpus through regular contributions invested in equity, bonds, and government securities.

Corpus = Monthly Contribution ร— [(1+r)^n โˆ’ 1] / r ร— (1+r)
(SIP formula, r = monthly return, n = months to retirement at 60)