Retirement Calculator

Plan your retirement with a clear picture of the corpus you need to build.

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Retirement Calculator
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Retirement Corpus Required
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Monthly Expense at Retirement
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Years to Invest
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Monthly SIP Required
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Existing Savings Growth
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πŸ’‘ Retirement Tips

  • Start investing early β€” time is your most powerful asset
  • Account for inflation to protect your purchasing power
  • Diversify: equity for growth, debt for stability in later years

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πŸ›‘οΈ PPF Calculator β†’ 🎯 NPS Calculator β†’ πŸ’Ό EPF Calculator β†’ πŸ“ˆ SIP Calculator β†’ 🏦 Loan EMI Calculator β†’

Planning Your Retirement

Retirement planning involves estimating how much money you need to sustain your lifestyle after you stop working. The key factors are your current expenses, inflation rate, expected returns, and the number of years in retirement.

How We Calculate

Step 1: Inflate current expenses to retirement date
Future Monthly Expense = Current Expense Γ— (1 + inflation)^years_to_retire

Step 2: Calculate corpus needed (present value of annuity for retirement period)
Corpus = FME Γ— 12 Γ— [(1 βˆ’ (1 + post_return/12)^(βˆ’retirement_months)) / (post_return/12)]

Step 3: Calculate required monthly SIP
SIP = (Corpus βˆ’ Savings_Growth) Γ— r / [(1+r)^n βˆ’ 1] / (1+r)