Mutual Fund Calculator

Estimate the growth of your lumpsum or SIP mutual fund investment.

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Mutual Fund Calculator
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Wealth Gained
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Absolute Return
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๐Ÿ“ขAdvertisement300ร—250

๐Ÿ’ก MF Categories

  • Large Cap: ~10โ€“12% historical CAGR
  • Mid Cap: ~14โ€“18% historical CAGR
  • Small Cap: ~16โ€“22% historical CAGR
  • Debt Funds: ~6โ€“8% CAGR (lower risk)

Mutual Fund Returns: SIP vs Lumpsum

Mutual funds pool money from investors to invest in equity, debt or hybrid instruments. SIP (monthly investment) benefits from rupee cost averaging, while lumpsum is ideal when markets are low.

SIP: M = P ร— [(1+r)^n โˆ’ 1] / r ร— (1+r)
Lumpsum: M = P ร— (1+r)^n

Where r = monthly rate, n = months, P = investment amount