Mutual Fund Calculator – Lumpsum & SIP Returns

Estimated Maturity Value

₹0

Total Invested₹0

Wealth Gained₹0

Total Invested

₹0

Wealth Gained

₹0

Absolute Return

CAGR

💡 MF Categories

Large Cap: ~10–12% historical CAGR
Mid Cap: ~14–18% historical CAGR
Small Cap: ~16–22% historical CAGR
Debt Funds: ~6–8% CAGR (lower risk)

Related Calculators

📈 SIP Calculator → 🏧 FD Calculator → 💰 RD Calculator → 📉 Stock Investment → 🏦 Loan EMI Calculator →

Mutual Fund Returns: SIP vs Lumpsum

Mutual funds pool money from investors to invest in equity, debt or hybrid instruments. SIP (monthly investment) benefits from rupee cost averaging, while lumpsum is ideal when markets are low.

SIP: M = P × [(1+r)^n − 1] / r × (1+r)
Lumpsum: M = P × (1+r)^n

Where r = monthly rate, n = months, P = investment amount